DEFINING YOUR NEEDS When you buy life insurance, you want a policy which fits your needs without costing too much. Your first step is to decide how much life insurance you need, how much you can afford to pay, and the kind of policy you can get that meets your cost and coverage goals. Then,…
DetailsIllness for non-work related injuries can be financial devastating. Insurance can help protect against disastrous health care expenses and lost wages. If you have a job, your employer may make medical and disability income benefits available to you. You can also purchase these coverages privately or through an insurance agent who is licensed by the…
DetailsAlmost every employed Californian is protected by workers’ compensation for job related injuries or illness. Therefore it’s important that both employer and employees understand workers’ compensation insurance. This guide provides general information on workers’ compensation insurance and offers suggestions on where to seek help with a question or problem (see listings of exhibits I, II…
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