Medicare in Reno, Nevada

Evaluating your options for Medicare in Reno? Senior Insurance Agency is here to help you find coverage for your healthcare needs and income level.

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Medicare Advantage Plans in Reno, NV

It doesn’t matter who you are – you have the right to a personal consultant for Medicare in Reno

At Senior Insurance Agency, we’ll partner you with a well-trained, experienced agent who will guide you away from common Medicare mistakes. We offer compassionate advice rooted in a deep understanding of healthcare insurance, and we’re prepared to answer all of your questions.

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Options for Medicare Coverage in Reno

Options for Medicare Coverage in Reno

Original Medicare, consisting of Medicare Parts A and B, provides essential health coverage for hospital stays and medical services.

Part A covers inpatient hospital care, skilled nursing facility care, hospice and some home health services.

Part B includes coverage for doctor visits, outpatient care, preventive services, and certain medical supplies.

While Original Medicare offers broad coverage, it does not cover everything. Therefore, many beneficiaries opt for additional coverage through Medicare Advantage plan or Medigap to help manage out-of-pocket costs and access extra benefits.

Medicare Prescription Drug Coverage (Part D)

Medicare Part D Prescription Drug Plans offer coverage for a wide range of medications, ensuring that beneficiaries can afford their necessary prescriptions.

These prescription drug policies are designed to complement Original Medicare and can be purchased separately or as part of a Medicare Advantage plan that includes drug coverage.

By enrolling in a Medicare Part D Prescription Drug Plan, beneficiaries can significantly reduce their out-of-pocket costs for medications, providing an essential layer of Medicare coverage for managing health conditions and maintaining overall well-being.

Medicare Supplement Insurance (Medigap)

Medicare supplement plans are commonly referred to as “Medigap” options. Medigap provides additional coverage to help with costs payable after Medicare payment, such as copayments, coinsurance, and deductibles.

Offered by private insurance companies, supplement plans can significantly reduce out-of-pocket expenses. These Medigap plans are particularly beneficial for those who frequently require medical services, have significant health care needs and prefer to see any Medicare provider.

By filling the gaps left by Medicare Parts A and B, Medigap ensures that individuals have a more comprehensive healthcare coverage package.

Medicare In Reno – Senior Insurance Agency

Choose a Medicare plan with confidence. We’re here to simplify the decision process and clear up any confusion.

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Compare Medicare Options in Reno

Feeling overwhelmed by your options? We’re here to help.

At Senior Insurance Agency, we walk individuals through the process of comparing plans’ benefits, coverages, providers and prescription coverage. Then, we’ll narrow down the possibilities to the top most cost-effective plans and answer any questions you may have.

Take a deep breath – we’re in this together.

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Rated 5 out of 5 on Google Reviews.

David Weyhenmeyer
I have dealt with Robbie for years and he has consistently had our best insurance coverage interests in mind when guiding us to our policies. I have referred a number of friends and clients to him and he has provided them great service in their medical insurance choices as well.
Cindy Baker
I feel so fortunate to have been referred to this agency and specifically, Aliana Rushing. She was very thorough, and patient with me and explained all the possible options! I would never have been able to figure this all out on my own.
Susan Pittman
Jason has to be the most comfortable person my husband and I have ever sat down and talked to about our future. Sweet man and very knowledgeable in what he does. if we have questions, he always gets back to us in a very reasonable amount of time. We always recommend him to our friends!
Keith Lane
Chanté Padilla was so helpful and patient with my medical insurance needs and whenever I call and need assistance with things she is always available to take care of my needs! Thank you again. Chante has helped us out with our insurance coverage and always giving us the best options.
My wife and I are very happy Seleah, with Senior Insurance Agency. Seleah goes out of her way to make sure we have the right Insurance Company that fits our budget. She is very professional and informed about her job.
Naunie Gardner
I highly recommend this agency. Their services cost you nothing. They have been wonderful and work every year to find me the best plans and prices.
K Geney
Signing up for Medicare is very confusing and I received excellent advice & enrollment help from Robbie. Thank you so much!
Rick Anderson
On the recommendation of a long time Insurance rep we went to Aliana at Senior Insurance when i was ready to enroll with Medicare. My Wife and i were amazed at her skills and the best service you will find! I would highly recommend Aliana and this company.
Lisa Syfers
Chante has provided us exceptional service and assistance in finding health insurance coverage. We have always been covered by a huge group policy from my work, and when I retired early, it was all a mystery to us. Chante helped us understand what we were looking at and helped us find our best coverage. I would definitely recommend Senior Insurance Agency to anyone who wants not only to navigate but also understand, the world of health insurance!
Honey Austen
In all the years that I’ve had insurance in my entire life I have never had the kind of service that I received from Jason and the crew at senior insurance! Jason goes out of his way for each and every client to make sure their needs are met and that they are happy with what plans they receive and the service given. My husband and I could not be happier or more pleased!
Susan Hennessy
Se’Leah is very friendly, helpful and easy to talk to. The company is family centered and welcoming.
Debra Mann
This agency is THE BEST!!!!!!! Any questions, problems, or concerns will be addressed immediately. All our doctors and medication needs were matched to the best coverage choice. THANK YOU SOOOOO VERY MUCH!
Randy Idler
Always the best advice in a timely manner. Couldn’t be happier.
Debby Butler
Love these guys! Their work makes is easy for me to make the annual decision on my healthcare.

Why Choose Us?

Senior Insurance Agency has been proudly serving Nevada families since 1986. We’re not here to pressure you into making a sale – we’re simply interested in helping you and your loved ones understand all the available insurance options.

Our agents stay on top of the ever-changing Medicare developments and requirements (so you don’t have to). With our help, you can choose the most appropriate plan for your needs based on the latest, most accurate information in Nevada.

Frequently Asked Questions

No, Medicare is not entirely free in Nevada or any other state.

While most people do not pay a premium for Part A (hospital insurance) if they or their spouse paid Medicare taxes while working. Medicare Part B (medical insurance) typically requires a monthly premium, which varies based on income.

Additionally, there are out-of-pocket expenses such as deductibles, copayments, and coinsurance. For those who need extra coverage, Medicare Advantage plans and Part D (prescription drug coverage) plans are available, but may have their own premiums and costs.

The monthly income limit for Medicaid eligibility in Nevada varies depending on the specific program and the applicant’s household size.

For a single adult under the Medicaid expansion, the income limit is set at 138% of the federal poverty level (FPL), which translates to about $1,677 per month in 2024. Different limits apply for families, pregnant women, children, and aged, blind, or disabled individuals.

Reach out to our team to learn more. We’re happy to help you understand your income requirements and limits.

Medicare does not cover all healthcare services and expenses.

Notably, Medicare does not pay for long-term care, also known as custodial care, if that’s the only care you need. Routine dental care, dentures, most vision care (including eyeglasses), hearing aids, and examinations for fitting them are also excluded. Additionally, cosmetic surgery, and routine foot care are not covered.

Beneficiaries should understand these gaps in coverage and consider supplemental insurance plans, such as Medigap, to help manage costs not covered by Medicare.

If you cannot afford Medicare in Nevada, there are several assistance programs available to help.

The Medicare Savings Programs (MSP) can assist with paying Medicare premiums, and in some cases, deductibles, copayments, and coinsurance. Medicaid also provides coverage for low-income individuals and can work alongside Medicare to cover additional costs.

The Extra Help program helps with Part D prescription drug costs. Additionally, Nevada residents can seek assistance from the State Health Insurance Assistance Program (SHIP) for personalized counseling and information on these programs.

Get in Touch with Us Today

Call us direct: (775) 829-9600

    We do not offer every plan in your area. Currently, we represent (See Below) organizations which offer (See Below) products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
    Carson City 7 organizations which offer 34 products in your area - Churchill 5 organizations which offer 21 products in your area - Clark 8 organizations which offer 50 products in your area Nye 7 organizations which offer 43 products in your area - Douglas 6 organizations which offer 27 products in your area - Lyon 6 organizations which offer 24 products in your area - Mineral 1 organizations which offer 4 products in your area - Storey 7 organizations which offer 31 products in your area - Washoe 9 organizations which offer 43 products in your area - NV 7 organizations which offer 20 PDP products in your area