Healthcare plans – for whatever life throws your way.

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We take the hassle out of finding a health care plan for individuals and families. Get paired with the right plan today.

Contact An Agent

Is individual health coverage right for you?

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You do not have employer healthcare coverage.

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You’re self-employed.

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You’re a contract worker

(examples: travel nurse, construction, freelancer.)

Individual Coverage Products

On-Exchange Plans Through Nevada Health Link

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Affordable Care Act (via Nevada Health link)

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Plan premiums are based on age, zip code, tobacco usage, Household Size and Income

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Get an Advanced Premium Tax Credit (APTC or Subsidy) to lower monthly premiums

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Requires a qualifying life event (QLE) if not in open enrollment

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Multiple plans to choose from

Off-Exchange Plans

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Private insurance plans

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plans are not eligible for the Advanced Premium Tax Credit (APTC)

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recipients pay the full premium.

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Requires a qualifying life event (QLE) if not in open enrollment

Short-Term Health Insurance Plans

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Requires medical underwriting

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Time limits for coverage

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Ideal for GAP coverage

Start securing your future today

Get Started

How We Help Individuals Find Their Perfect Plan

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Excellent Communication

Clients have a direct line of communication with an agent. No matter what questions you have about your plan, we’ll respond as quickly as possible.

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Customization

We understand your needs are unique – and we’ll do everything possible to help you find a plan that meets them.

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Comprehensiveness

Our goal is to help you cover all your bases with healthcare coverage.

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Rated 5 out of 5 on Google Reviews.

David Weyhenmeyer
29/04/2024
I have dealt with Robbie for years and he has consistently had our best insurance coverage interests in mind when guiding us to our policies. I have referred a number of friends and clients to him and he has provided them great service in their medical insurance choices as well.
Cindy Baker
08/03/2024
I feel so fortunate to have been referred to this agency and specifically, Aliana Rushing. She was very thorough, and patient with me and explained all the possible options! I would never have been able to figure this all out on my own.
Susan Pittman
20/03/2024
Jason has to be the most comfortable person my husband and I have ever sat down and talked to about our future. Sweet man and very knowledgeable in what he does. if we have questions, he always gets back to us in a very reasonable amount of time. We always recommend him to our friends!
Keith Lane
05/03/2024
Chanté Padilla was so helpful and patient with my medical insurance needs and whenever I call and need assistance with things she is always available to take care of my needs! Thank you again. Chante has helped us out with our insurance coverage and always giving us the best options.
TOP DAWG
10/12/2022
My wife and I are very happy Seleah, with Senior Insurance Agency. Seleah goes out of her way to make sure we have the right Insurance Company that fits our budget. She is very professional and informed about her job.
Naunie Gardner
23/11/2023
I highly recommend this agency. Their services cost you nothing. They have been wonderful and work every year to find me the best plans and prices.
K Geney
21/12/2023
Signing up for Medicare is very confusing and I received excellent advice & enrollment help from Robbie. Thank you so much!
Rick Anderson
17/01/2024
On the recommendation of a long time Insurance rep we went to Aliana at Senior Insurance when i was ready to enroll with Medicare. My Wife and i were amazed at her skills and the best service you will find! I would highly recommend Aliana and this company.
Lisa Syfers
15/02/2024
Chante has provided us exceptional service and assistance in finding health insurance coverage. We have always been covered by a huge group policy from my work, and when I retired early, it was all a mystery to us. Chante helped us understand what we were looking at and helped us find our best coverage. I would definitely recommend Senior Insurance Agency to anyone who wants not only to navigate but also understand, the world of health insurance!
Honey Austen
19/01/2024
In all the years that I’ve had insurance in my entire life I have never had the kind of service that I received from Jason and the crew at senior insurance! Jason goes out of his way for each and every client to make sure their needs are met and that they are happy with what plans they receive and the service given. My husband and I could not be happier or more pleased!
Susan Hennessy
22/11/2024
Se’Leah is very friendly, helpful and easy to talk to. The company is family centered and welcoming.
Debra Mann
05/04/2024
This agency is THE BEST!!!!!!! Any questions, problems, or concerns will be addressed immediately. All our doctors and medication needs were matched to the best coverage choice. THANK YOU SOOOOO VERY MUCH!
Randy Idler
22/12/2024
Always the best advice in a timely manner. Couldn’t be happier.
Debby Butler
11/12/2024
Love these guys! Their work makes is easy for me to make the annual decision on my healthcare.

How to Get Started: Critical Documentation

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Proof of life event

Marriage Certificate, Birth Confirmation, Coverage Termination Letter, etc.

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Proof of residency

Utility Bill, Lease Agreement, Credit Card Statement, Mortgage Statement, etc.

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Proof of identity

Social Security Card, Drivers License, Passport, Green Card, etc.

Frequently Asked Questions

On-exchange insurance refers to major medical health insurance plans purchased through the Marketplace or through a broker (like us!), established by the Affordable Care Act (ACA) also known as ObamaCare. The state of Nevada uses Nevada Health Link to manage these plans where members may qualify for tax credits or subsidies.

Off-exchange insurance refers to major medical health insurance plans that are purchased directly from an insurance company or through a broker (like us!). These plans are also regulated by the Affordable Care Act (ACA) or ObamaCare. Off-exchange plans do not have tax credits or premium assistance.

Both plans provide essential health benefits and do not deny coverage for pre-existing conditions.

PPO: Preferred Provider Organization

PPO plans have a network of providers to choose from. Members can see any healthcare provider as long as the provider is willing to bill the plan, but they will pay less if they use a provider within the PPO network. These plans do not require referrals to see a specialist but sometimes the specialist may require a referral no matter what.

HMO: Health Maintenance Organization

HMO plans have a network of providers to choose from and generally require members to choose a primary care physician. These plans only cover emergency care outside of the plan’s service area. Members must get a referral from their primary care physician to see a specialist. Typically, these plans will have lower premiums than a PPO plan.

EPO: Exclusive Provider Organization

A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan’s network (except in an emergency).

HSA: Health Savings Account Qualified Plan

A Health Savings Account is a tax-favored savings account combined with a qualifying high-deductible health insurance plan. You must first have a high-deductible health insurance plan that qualifies to be partnered with an HSA.

Short-term health insurance plans are temporary plans that have limited coverage durations and benefits. Plans are available from one to 6 months. Short-term plans are not major medical plans and do not always provide coverage for essential health benefits. Generally, these plans do not cover preventative care and are intended in case of emergency. Medical underwriting is required to enroll on short-term plans, they may have pre-existing condition limitations, and they are not renewable.

Generally, if you are eligible for employer-sponsored health insurance, you may not be eligible for premium assistance through Nevada Health Link. However, there are certain situations where a member may be able to get premium assistance despite being offered employer coverage. Please contact our office so we can discuss your specific situation in more detail and determine if you qualify for premium assistance.

For purposes of the premium tax credit, your household income is your modified adjusted gross income (MAGI) plus that of every other individual in your family for whom you can properly claim a personal exemption deduction and who is required to file a federal income tax return. Modified adjusted gross income (MAGI) is the adjusted gross income on your federal income tax return plus any excluded foreign income, nontaxable Social Security benefits (including tier 1 railroad retirement benefits), and tax-exempt interest received or accrued during the taxable year. It does not include Supplemental Security Income (SSI).

Get in Touch with an Expert Today

Call us direct: (775) 829-9600

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We do not offer every plan in your area. Currently, we represent (See Below) organizations which offer (See Below) products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Carson City 7 organizations which offer 34 products in your area - Churchill 5 organizations which offer 21 products in your area - Clark 8 organizations which offer 50 products in your area Nye 7 organizations which offer 43 products in your area - Douglas 6 organizations which offer 27 products in your area - Lyon 6 organizations which offer 24 products in your area - Mineral 1 organizations which offer 4 products in your area - Storey 7 organizations which offer 31 products in your area - Washoe 9 organizations which offer 43 products in your area - NV 7 organizations which offer 20 PDP products in your area