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Medicare and Long-Term Care Insurance: How They Work Together As you approach your golden years, reliable access to medical services becomes more important than ever. This may mean paying for both Medicare coverage and a long-term care insurance policy. However, it’s estimated that only about 3 to 4% of Americans 50 and older pay for … Read more

What to Know About Medicare Coverage During Travel: A Senior’s Guide For many seniors, retirement involves regular travel, whether it’s to explore new places or visit beloved family and friends. In fact, 65% of Americans over the age of 50 plan on traveling in 2024, according to AARP.  However, before you head off on your … Read more

Can I Enroll in Medicare at 65 If I Am Still Working? Medicare is a form of government-provided medical insurance available to beneficiaries over the age of 65, as well as some younger beneficiaries with qualifying medical conditions. As you approach age 65, you might be looking forward to the affordable healthcare options that Medicare … Read more

How to Review and Update Your Medicare Plan Annually – Tips for Seniors As you get older, your healthcare needs may change. That’s why it’s so important to keep your Medicare coverage up-to-date.  Reviewing your plan each year is a great opportunity to make sure your current Medicare coverage is still the right fit for … Read more

Understanding the Basics: Medicare Parts A, B, C, and D Many people look forward to receiving Medicare benefits as they get older. However, understanding how Medicare works and navigating the system is often overwhelming, particularly if you’re enrolling for the first time. Medicare coverage can be broken down into four parts: A, B, C, and … Read more

What is the Medicare Birthday Rule in Nevada? Did you know that Medicare Supplement enrollees have an annual opportunity to review their Medicare Supplement policies each year? In fact, you can consider it an extra little birthday present of sorts. Many Medicare beneficiaries purchase Medicare supplement plans in addition to their original Medicare coverage. Also … Read more

How to Choose the Right Insurance Agent for Your Needs Let’s be honest: health insurance is far from simple in the United States.  The best way to understand all of your coverage options is to work with an experienced agent – but not all are created equally. You need to know how to choose an … Read more

What is the Scope of Appointment Form? If you’re over the age of 65 or have a qualifying disability, you may already know that enrolling in Medicare can help you access cost-effective healthcare services.  However, there are several different Medicare plan types on the market – and it’s easy to get overwhelmed by all of … Read more

COBRA and Medicare: How It Works Together A reliable health insurance plan can give you the peace of mind you need, and there are many federal insurance options available.  COBRA and Medicare are two types of health insurance plans administered by the federal government. COBRA provides continuation coverage for beneficiaries after their employment ends. Medicare … Read more

What Are the Proposed CMS Commission Changes for 2025? In April 2024, the Center for Medicare and Medicaid Services announced a new ruling that will change how insurance brokers and insurance agents receive commission.  More specifically, this CMS 2025 proposed rule will affect commissions for Medicare Advantage and Medicare Part D plans. This change creates … Read more