California Medicare Birthday Rule The California Medicare Birthday Rule allows many Medicare Supplement (Medigap) policyholders to switch plans without answering health questions. If your premium has increased or you’d like to compare rates from other insurance companies, this annual enrollment opportunity may help you find comparable coverage at a lower monthly cost. Understanding how the … Read more
Medicare
What Are the Proposed CMS Commission Changes for 2027? If you follow Medicare news, you may have heard about the CMS Proposed Rule 2027 and the updates it brings to Medicare Advantage and Part D. Much of the conversation around this rule has focused on how Medicare agents are paid and how plans are allowed … Read more
Medicare Part D: Big Changes in 2027 Prescription drug coverage has undergone several significant changes in recent years, and 2027 brings another round of updates for Medicare beneficiaries. Some involve new annual cost limits, while others make recent Medicare Part D protections a permanent part of federal regulations. The Medicare Part D changes for 2027 … Read more
Is Medicare Advantage Replacing Medicare Supplement Plans in 2026? Quick Answer: No. Medicare Supplement (Medigap) plans are not being replaced or eliminated in 2026. You can keep your plan, and new enrollees can still apply across Nevada. While more seniors are choosing Medicare Advantage, the two remain separate options. The main changes in Medicare Supplement … Read more
How Medicare Plans Cover Gym Memberships Believe it or not, a gym membership covered by Medicare is entirely possible, but knowing how it works will help you take full advantage of the health and wellness benefits that support physical and overall well-being as you age. While Original Medicare doesn’t typically include gym memberships, many Medicare … Read more
Is Medicare Plan F Better Than Plan G? Choosing between Medicare Supplement F and G is a confusing affair because both plans offer strong coverage and help reduce many of the out-of-pocket costs that Original Medicare leaves behind. The primary difference is that Plan F is no longer available to most newly eligible Medicare beneficiaries, … Read more
Does Medicare Pay for Surgery? Surgery costs can add up in a hurry, especially when you’re trying to understand what Medicare will and will not cover. With that being said, does Medicare pay for surgery? The answer is often yes, but the exact coverage depends on the type of procedure, whether it happens in a … Read more
How to Find Trusted Medicare Brokers & Agents Near You Typing in the search term “medical brokers near me” will deliver the results you’re looking for, but it won’t break down the comparisons of coverage, premiums, and medicare plans for you. In fact, according to eHealth, 75% of Medicare beneficiaries describe the selection process as … Read more
What Are Medicare Part B Drugs? Nearly everyone has heard of Medicare, but Medicare Part B is a little more cryptic. Naturally, people who hear about Part B for the first time want to understand what it is and why one medication is billed under Part B while another is handled through Part D. It’s … Read more
Should I Keep My Employer Health Insurance When I Retire? Deciding whether or not to keep your employer health insurance after retirement will likely be one of the most important health care choices you will ever make. The answer is multifaceted and not easy to anticipate. It depends on your age, monthly costs, prescription needs, … Read more















































































