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What Is a Medicare Supplement Plan (Medigap)? Medicare covers a lot, but it doesn’t cover everything. That first surprise bill is sometimes a bit of a wake-up call. This is where Medicare Supplement Plans, also known as Medigap, come in.  These private insurance policies can help pay for the out-of-pocket costs that Original Medicare leaves … Read more

What Is Medicare Proof of Representation for Beneficiaries? Medicare can sometimes feel like a foreign language. Between coverage rules, claims, and appeals, even the most prepared beneficiaries can become tangled in red tape.  When handling these complexities becomes too much, having a trusted representative step in can make all the difference. That is where Medicare … Read more

Does Medicare Cover Colonoscopies? Scheduling colonoscopies as you age isn’t just a good idea—it’s a heavily recommended step in taking control of your health and preventing potential issues before they arise.  According to the American Cancer Society, colorectal cancer is the second leading cause of cancer-related deaths in the U.S., with an estimated 52,900 fatalities … Read more

The Guide to Medicare Supplement Plan F Medicare pays for a lot, but not everything. On average, Medicare households spend $7,000 on healthcare. That’s double what non-Medicare households spent (KFF), which indicates that many Medicare beneficiaries need a little extra help. This is where Medicare Supplement Plans (Medigap) come in. These private insurance policies help … Read more

Is It Mandatory to Sign Up for Medicare at Age 65? Some milestones come with clear instructions — like renewing your driver’s license or filing taxes.  But turning 65? That’s a little more complicated, especially when it comes to Medicare. While over 65 million Americans are enrolled in Medicare, not everyone needs to sign up … Read more

Understanding Medicare Supplement Insurance Plans If you’re approaching age 65, now is the time to start evaluating your Medicare options. Medicare is a federal health insurance program for seniors and younger adults with certain disabilities. Original Medicare includes hospital insurance and medical insurance, but it doesn’t cover all your healthcare expenses.  That’s why many Medicare … Read more

Medicare Part D: Big Changes in 2025 Medicare Part D is about to undergo some of its most significant changes in years. For seniors relying on prescription drug coverage, 2025 brings opportunities to save more and simplify things — but only if you’re prepared. Updates like a $2,000 cap on out-of-pocket costs and a more … Read more

About the Medicare Advantage Open Enrollment Period (Jan 1 – Mar 31) Every year, millions of Medicare beneficiaries miss opportunities to optimize their healthcare coverage simply because they’re unaware of their options.  According to the Kaiser Family Foundation, 7 out of 10 Medicare Advantage enrollees compare plans during open enrollment periods — leaving potential savings … Read more

Medicare Spouse Coverage: What Happens When One Enrolls and the Other Isn’t Eligible? If you find Medicare confusing for you and your spouse, you’re not alone. According to a recent survey, two out of three beneficiaries say it’s difficult to understand — and that’s before factoring in situations like one spouse qualifying while the other … Read more

How Medicare Advantage Home Health Evaluations Help Seniors Stay Healthy As we age, our health often becomes a higher priority ー but also a more difficult one to maintain. Seniors tend to face specific health challenges, such as managing long-term conditions, reducing the risk of falls, and staying proactive about their overall well-being. It’s estimated … Read more