Medicare

Does Medicare Cover Dental? Despite its immense importance, dental care often gets left out of the healthcare conversation — until there’s a problem. And for Medicare beneficiaries, that problem could be even more substantial: Original Medicare doesn’t typically cover routine dental care. This can be a frustrating gap, especially considering how closely oral health is … Read more

Medicare and Mental Health – What’s Covered? A strong body means little without a healthy mind. As we age, taking care of mental health becomes just as important as managing physical conditions like heart disease or diabetes. Unfortunately, many seniors delay or avoid mental health treatment, often because they are unsure what is covered or … Read more

AEP vs. MA – OEP: Understanding the Differences for Medicare Medicare is not automatic. Choosing a plan is one step, but knowing when to adjust coverage is just as important. Missing key enrollment periods can lead to higher costs, fewer provider options, and coverage that does not fit your needs.  With more than 68 million … Read more

What Is a Medicare Supplement Plan (Medigap)? Medicare covers a lot, but it doesn’t cover everything. That first surprise bill is sometimes a bit of a wake-up call. This is where Medicare Supplement Plans, also known as Medigap, come in.  These private insurance policies can help pay for the out-of-pocket costs that Original Medicare leaves … Read more

What Is Medicare Proof of Representation for Beneficiaries? Medicare can sometimes feel like a foreign language. Between coverage rules, claims, and appeals, even the most prepared beneficiaries can become tangled in red tape.  When handling these complexities becomes too much, having a trusted representative step in can make all the difference. That is where Medicare … Read more

Does Medicare Cover Colonoscopies? Scheduling colonoscopies as you age isn’t just a good idea—it’s a heavily recommended step in taking control of your health and preventing potential issues before they arise.  According to the American Cancer Society, colorectal cancer is the second leading cause of cancer-related deaths in the U.S., with an estimated 52,900 fatalities … Read more

The Guide to Medicare Supplement Plan F Medicare pays for a lot, but not everything. On average, Medicare households spend $7,000 on healthcare. That’s double what non-Medicare households spent (KFF), which indicates that many Medicare beneficiaries need a little extra help. This is where Medicare Supplement Plans (Medigap) come in. These private insurance policies help … Read more

Is It Mandatory to Sign Up for Medicare at Age 65? Some milestones come with clear instructions — like renewing your driver’s license or filing taxes.  But turning 65? That’s a little more complicated, especially when it comes to Medicare. While over 65 million Americans are enrolled in Medicare, not everyone needs to sign up … Read more

Understanding Medicare Supplement Insurance Plans If you’re approaching age 65, now is the time to start evaluating your Medicare options. Medicare is a federal health insurance program for seniors and younger adults with certain disabilities. Original Medicare includes hospital insurance and medical insurance, but it doesn’t cover all your healthcare expenses.  That’s why many Medicare … Read more

Medicare Part D: Big Changes in 2025 Medicare Part D is about to undergo some of its most significant changes in years. For seniors relying on prescription drug coverage, 2025 brings opportunities to save more and simplify things — but only if you’re prepared. Updates like a $2,000 cap on out-of-pocket costs and a more … Read more