Medicare

Medicare Supplement Birthday Rule: A Disappointing Surprise or a Helpful Option? You may have heard that your birthday gives you a chance to change your Medicare Supplement plan, without going through medical underwriting.  It’s called the Medicare Supplement Birthday Rule. For many seniors, it sounds like a welcome opportunity to save money or get better … Read more

Is Medicare Advantage Replacing Medicare Supplement Plans in 2025? As the Medicare landscape shifts each year, rumors and confusion about coverage changes are common. Heading into 2025, many Nevada seniors are hearing conflicting messages about their Medicare choices. Headlines suggest one plan is “replacing” another, or that long-standing options might be going away. This can … Read more

How Much Does an Eye Exam Cost? A Guide for Seniors and Medicare Beneficiaries Routine eye exams are your secret weapon for staying healthy and independent as you age. As the years pass, our eyes change, and the risk of serious vision problems goes up. That’s why the American Academy of Ophthalmology advises that every … Read more

Dental Insurance Options for Seniors on Medicare: What You Need to Know A healthy smile is a great confidence booster, but more importantly, it contributes to your whole-body health, especially as you age. Gum disease, tooth loss, and oral infections are more common as we grow older, and untreated dental issues can lead to serious … Read more

How to Review and Update Your Insurance Coverage Every Year  Getting insurance, whether it’s life, health, or long-term care, is an important step in protecting yourself and your family. Letting a policy sit untouched, though, can lead to gaps or higher costs you didn’t plan on. Ideally, you should revisit your insurance policies annually, or … Read more

Comprehensive Guide to Medicare Plans for Seniors Medicare is a pivotal health-care lifeline for more than 65 million Americans. That’s a massive number of people relying on support.  But you know what’s even more striking?  In 2024, over 54% of eligible beneficiaries — some 32.8 million people — have chosen Medicare Advantage over traditional coverage, … Read more

How to Choose a Medicare Plan for Your Needs Medicare gives seniors more choices than ever.  As of 2024, over 32.8 million people — more than half of all Medicare beneficiaries — are enrolled in Medicare Advantage. That shift reflects how much plans can vary, from Medicare coverage and costs to provider access and extra … Read more

What Is Medicare and When Do I Need to Enroll? Turning 65 is a milestone worth celebrating — and it also marks the time to understand Medicare and when you can enroll to secure healthcare coverage. Medicare covers more than 66 million people across the United States and plays a major role in how many … Read more

How Medicare Works with Employer Coverage After 65 A growing number of Americans are working past age 65. If you’re one of them, and you have health coverage through your job, you may find yourself at a confusing intersection between your current plan and Medicare eligibility. Forming a clear picture of how Medicare works with … Read more

Medicare Supplement (Medigap) vs. Medicare Advantage Health coverage affects so much, from how people plan for retirement to how they manage unexpected costs and stay in control as needs change with age.  That’s why Medicare decisions carry so much weight — and why many seniors explore coverage beyond Original Medicare. At the center of that … Read more