Medicare

How to Review and Update Your Insurance Coverage Every Year  Getting insurance, whether it’s life, health, or long-term care, is an important step in protecting yourself and your family. Letting a policy sit untouched, though, can lead to gaps or higher costs you didn’t plan on. Ideally, you should revisit your insurance policies annually, or … Read more

Comprehensive Guide to Medicare Plans for Seniors Medicare is a pivotal health-care lifeline for more than 65 million Americans. That’s a massive number of people relying on support.  But you know what’s even more striking?  In 2024, over 54% of eligible beneficiaries — some 32.8 million people — have chosen Medicare Advantage over traditional coverage, … Read more

How to Choose a Medicare Plan for Your Needs Medicare gives seniors more choices than ever.  As of 2024, over 32.8 million people — more than half of all Medicare beneficiaries — are enrolled in Medicare Advantage. That shift reflects how much plans can vary, from Medicare coverage and costs to provider access and extra … Read more

What Is Medicare and When Do I Need to Enroll? Turning 65 is a milestone worth celebrating — and it also marks the time to understand Medicare and when you can enroll to secure healthcare coverage. Medicare covers more than 66 million people across the United States and plays a major role in how many … Read more

How Medicare Works with Employer Coverage After 65 A growing number of Americans are working past age 65. If you’re one of them, and you have health coverage through your job, you may find yourself at a confusing intersection between your current plan and Medicare eligibility. Forming a clear picture of how Medicare works with … Read more

Medicare Supplement (Medigap) vs. Medicare Advantage Health coverage affects so much, from how people plan for retirement to how they manage unexpected costs and stay in control as needs change with age.  That’s why Medicare decisions carry so much weight — and why many seniors explore coverage beyond Original Medicare. At the center of that … Read more

Comparing Medicare vs Employer Insurance: What’s the Better Option? For years, your employer’s health plan has been a given. You’ve paid your premiums, chosen from the network, and handled co-pays without a second thought.  However, as your 65th birthday approaches, a new question takes center stage: Should you stick with employer coverage or switch to … Read more

Pros and Cons of Medicare Supplement Insurance Health insurance should feel like a safety net, not a guessing game. Unfortunately, for many Medicare beneficiaries, gaps in coverage can lead to unexpected costs that throw even the best plans off course.  For instance, in 2024, the Medicare Part A hospital deductible rose to $1,632 per benefit … Read more

When Will Medicare Part D Prescription Payment Plans Be Available? A trip to the pharmacy should never feel like a gamble, yet for many seniors, the cost of prescription medications can turn a routine refill into a tough financial decision. According to the Centers for Disease Control (CDC), nearly 90% of adults over 65 take … Read more

Does Medicare Pay for MRIs? Your doctor orders an MRI. Now what? For many seniors, the next thought isn’t about the scan itself — it’s whether Medicare will pay for it. Figuring out coverage sometimes feels like solving a puzzle with missing pieces, and the last thing anyone wants is an unexpected bill. MRIs are … Read more